Scope of Services
Investment Planning
- Review Investments Held Outside of the Firm
- Review of Portfolio
- Asset Allocation
- Time Horizon
- Withdrawal Strategies
- Investment Policy Statement
- Stock Concentrations
Insurance and Risk Management
- Homeowner's or Renter's Insurance
- Review Of Existing Policies
- Life Insurance Needs
- Long Term Care Insurance
- Disability Insurance
- Health Insurance
- Liability Coverage
Retirement Planning
- Recreating Your Paycheck
- Goal Setting
- Social Security & Medicare
- Business Planning
- IRA Contributions
- 401Ks and Employer Plans
- Annuities and Pensions
- RMD's and Withdrawal Strategies
- Self-Employed Retirement Plans
Cash Flow and Budget
- Income Sources
- Expenses & Budgeting
- Debt Management
- One-Time Expenses
- Planned Large Expenses
- Emergency Funds
- Dollar Cost Averaging
- Mortgage Review
- Lines of Credit
Assistance to Loved Ones
- Gifting
- Education Planning
- Caring for Elderly
- 529 Plans
- Roth IRA's for Children
- UGMA/UTMA
Tax Planning
- Review of Cost-Basis
- Review Realized Gains
- Carry Forward Losses
- Tax Loss Harvesting
- Deductions & Credits
- Potential Roth Conversions
- Health Savings & Flexible Savings Accounts